Find the best rate

It’s easy at Mortgage Genie!
Start Saving on your Home Purchase Today! Purchase, Refinance, and Debt Consolidation 1st, 2nd, and 3rd Mortgages

When you really need us

We offer affordable housing assistance programs.
2.2% 5-Year Variable
2.2% 5-Year Fixed

Large lending pool

Mortgage Genie shops the most competitive lenders and banks in Canada.
2.2% 5-Year Variable
2.2% 5-Year Fixed

We Offer Services That Work

As you plan to buy your new home in Aurora, the idea of getting a mortgage will pop up frequently. You need to learn all you can before you pursue such a loan, but where can you get such an education? Mortgage Genie is the perfect place for you!If you are planning on purchasing a house in Aurora, make sure your credit is in good standing. Most lenders want to make sure your credit history has been spotless for at least a year. To obtain the best rate, your credit score should be at least 720. Remember that the lower your score is, the harder the chances of getting approved.


MORTGAGE PAYMENT

Mortgage Payment is a regularly scheduled payment used to pay off a mortgage’s principal and interest. At Mortgage Genie, we are more than happy to walk you through your Aurora mortgage payments!
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MORTGAGE AFFORDABILITY

Mortgage affordability is the amount you can make on a monthly basis towards a mortgage. This is based on your income, expenses, and the proposed monthly payment. This is linked to the max purchase price you can qualify for when buying your Aurora home.
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CMHC INSURANCE

CMHC(Canadian Mortgage and Housing Corporation) has a mission to help Canadians access a variety of affordable housing options. Mortgage Genie will help you find the CMHC premium rate that best suits you, across various down payment scenarios.
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MORTGAGE REFINANCE

Mortgage Refinancing is the process of replacing an existing debt with a new and sometimes larger loan. Refinancing in Aurora can provide you with better interest rates and terms that are reduced over a period of time.
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LAND TRANSFER TAX

Land Transfer Tax(or LTT) is based on the selling price of the house, and is applied whenever a property is transferred from one owner to another. If you are a first time home buyer in Aurora, Mortgage Genie is here to help assist you in getting rebates!
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MORTGAGE DOWN PAYMENT

A down payment is the difference between your home’s purchase price and the amount of the mortgage against the property. The down payment must be paid upfront before your Aurora home purchase can close.
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