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Purchase, Refinance, and Debt Consolidation
1st, 2nd, and 3rd Mortgages
We offer affordable housing assistance programs.
2.20% 5-Year Variable
2.39% 5-Year Fixed
Mortgage Genie shops the most competitive lenders and banks in Canada.
2.20% 5-Year Variable
2.39% 5-Year Fixed
As you plan to buy your new home in Brantford, the idea of getting a mortgage will pop up frequently. You need to learn all you can before you pursue such a loan, but where can you get such an education? Mortgage Genie is the perfect place for you! If you are planning on purchasing a house in Brantford, make sure your credit is in good standing. Most lenders want to make sure your credit history has been spotless for at least a year. To obtain the best rate, your credit score should be at least 720. Remember that the lower your score is, the harder the chances of getting approved.
Mortgage Payment is a regularly scheduled payment used to pay off a mortgage’s principal and interest. At Mortgage Genie, we are more than happy to walk you through your Brantford mortgage payments!
Mortgage affordability is the amount you can make on a monthly basis towards a mortgage. This is based on your income, expenses, and the proposed monthly payment. This is linked to the max purchase price you can qualify for when buying your Brantford home.
CMHC(Canadian Mortgage and Housing Corporation) has a mission to help Canadians access a variety of affordable housing options. Mortgage Genie will help you find the CMHC premium rate that best suits you, across various down payment scenarios.
Mortgage Refinancing is the process of replacing an existing debt with a new and sometimes larger loan. Refinancing in Brantford can provide you with better interest rates and terms that are reduced over a period of time.
Land Transfer Tax(or LTT) is based on the selling price of the house, and is applied whenever a property is transferred from one owner to another. If you are a first time home buyer in Brantford, Mortgage Genie is here to help assist you in getting rebates!
A down payment is the difference between your home’s purchase price and the amount of the mortgage against the property. The down payment must be paid upfront before your Brantford home purchase can close.
